/* ============================================================
   JUDGE & BANWAIT FINANCE — DESIGN SYSTEM
   Modern Fintech x Klassische Seriosität
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  /* --- Brand: Indigo (aus Logo) x Blau (aus Rechner-Tool) --- */
  --indigo:        #331BC7;
  --indigo-deep:   #211285;
  --indigo-pale:   #EFEBFC;
  --blue:          #2D7DD2;
  --blue-deep:     #1B5FA8;
  --blue-pale:     #EAF3FD;

  /* --- Signature-Akzent: gedämpftes Gold (Vertrauen/Premium) --- */
  --gold:          #B6902C;
  --gold-soft:     #F3E9CE;

  /* --- Neutrals --- */
  --ink:           #10112A;
  --ink-soft:      #4B4E6B;
  --ink-faint:     #8386A3;
  --paper:         #F7F7FB;
  --paper-raised:  #FFFFFF;
  --line:          rgba(51,27,199,0.12);
  --line-strong:   rgba(51,27,199,0.22);

  /* --- Status --- */
  --success:       #1A6B45;
  --success-bg:    #E8F5EE;
  --warning:       #7A5200;
  --warning-bg:    #FFF8E6;
  --danger:        #8B2500;
  --danger-bg:     #FFF0EB;

  /* --- System --- */
  --radius-sm:  8px;
  --radius:     14px;
  --radius-lg:  22px;
  --shadow:     0 2px 20px rgba(16,17,42,0.06);
  --shadow-lg:  0 16px 50px rgba(16,17,42,0.12);
  --ease:       cubic-bezier(0.4,0,0.2,1);
  --container:  1180px;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--paper);
  color: var(--ink);
  -webkit-font-smoothing: antialiased;
  line-height: 1.5;
  overflow-x: hidden;
}

h1, h2, h3, h4, .jb-display {
  font-family: 'Archivo', sans-serif;
  color: var(--ink);
  font-weight: 700;
  line-height: 1.14;
  letter-spacing: -0.015em;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
.nowrap { white-space: nowrap; }

/* tabular numerals for all financial figures */
.jb-figure, .jb-num { font-variant-numeric: tabular-nums; font-feature-settings: "tnum"; }

.jb-container { max-width: var(--container); margin: 0 auto; padding: 0 28px; }
.jb-section { padding: 96px 0; position: relative; }
.jb-section-tight { padding: 64px 0; }

@media (max-width: 720px) {
  .jb-section { padding: 64px 0; }
  .jb-container { padding: 0 20px; }
}

.jb-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 12.5px; font-weight: 600; letter-spacing: 0.08em;
  text-transform: uppercase; color: var(--blue-deep);
  margin-bottom: 16px;
}
.jb-eyebrow::before {
  content: ''; width: 20px; height: 1.5px; background: var(--gold);
}

.jb-lead {
  font-size: 18px; color: var(--ink-soft); max-width: 620px; line-height: 1.65;
}

/* --- Buttons --- */
.jb-btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 15px 28px; border-radius: 999px; font-weight: 600; font-size: 15px;
  transition: all 0.25s var(--ease); white-space: nowrap;
}
.jb-btn-primary {
  background: var(--indigo); color: #fff;
  box-shadow: 0 8px 24px rgba(51,27,199,0.28);
}
.jb-btn-primary:hover { background: var(--indigo-deep); transform: translateY(-2px); box-shadow: 0 12px 30px rgba(51,27,199,0.36); }
.jb-btn-ghost {
  background: transparent; color: var(--ink); border: 1.5px solid var(--line-strong);
}
.jb-btn-ghost:hover { border-color: var(--indigo); color: var(--indigo); }
.jb-btn-gold {
  background: var(--gold); color: #fff;
  box-shadow: 0 8px 24px rgba(182,144,44,0.3);
}
.jb-btn-gold:hover { background: #9c7a24; transform: translateY(-2px); }
.jb-btn-sm { padding: 10px 20px; font-size: 13.5px; }

/* --- Header / Nav --- */
.jb-header {
  position: sticky; top: 0; z-index: 100;
  background: rgba(247,247,251,0.85); backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
}
.jb-nav {
  display: flex; align-items: center; justify-content: space-between;
  padding: 16px 28px; max-width: var(--container); margin: 0 auto;
}
.jb-logo { display: flex; align-items: center; gap: 12px; }
.jb-logo-mark {
  width: 42px; height: 42px; background: var(--indigo); border-radius: 10px;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.jb-logo-mark span {
  font-family: 'Cinzel', serif; color: #fff; font-weight: 700; font-size: 18px;
}
.jb-logo-text { line-height: 1.15; }
.jb-logo-text strong { display: block; font-family: 'Cinzel', serif; font-size: 16px; font-weight: 700; color: var(--ink); }
.jb-logo-text small { display: block; font-size: 10px; letter-spacing: 0.09em; text-transform: uppercase; color: var(--blue-deep); font-weight: 600; }

.jb-nav-links { display: flex; align-items: center; gap: 4px; }
.jb-nav-links a {
  padding: 10px 16px; font-size: 14.5px; font-weight: 500; color: var(--ink-soft);
  border-radius: 999px; transition: all 0.2s var(--ease);
}
.jb-nav-links a:hover { color: var(--indigo); background: var(--indigo-pale); }

.jb-nav-right { display: flex; align-items: center; gap: 10px; }
.jb-lang-toggle {
  display: flex; border: 1.5px solid var(--line-strong); border-radius: 999px; overflow: hidden;
}
.jb-lang-toggle button {
  padding: 7px 13px; font-size: 12.5px; font-weight: 700; color: var(--ink-faint);
  transition: all 0.2s var(--ease);
}
.jb-lang-toggle button.active { background: var(--indigo); color: #fff; }

.jb-burger {
  display: none; width: 40px; height: 40px; border-radius: 10px;
  align-items: center; justify-content: center; flex-shrink: 0;
}
.jb-burger svg { width: 22px; height: 22px; color: var(--ink); }

@media (max-width: 960px) {
  .jb-nav-links {
    display: none; flex-direction: column; align-items: stretch; gap: 2px;
    position: absolute; top: 100%; left: 0; right: 0;
    background: var(--paper-raised); border-bottom: 1px solid var(--line);
    padding: 12px 20px 20px; box-shadow: var(--shadow-lg);
  }
  .jb-nav-links.open { display: flex; }
  .jb-nav-links a { padding: 13px 10px; border-radius: 8px; }
  .jb-burger { display: flex; }
}

/* --- Hero --- */
.jb-hero {
  padding: 72px 0 40px; position: relative;
}
.jb-hero-grid {
  display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 56px; align-items: center;
}
@media (max-width: 960px) {
  .jb-hero-grid { grid-template-columns: 1fr; gap: 40px; }
}
.jb-hero h1 { font-size: clamp(34px, 4.6vw, 56px); margin-bottom: 22px; }
.jb-hero h1 em { font-style: normal; color: var(--indigo); position: relative; }
.jb-hero-actions { display: flex; gap: 14px; margin-top: 32px; flex-wrap: wrap; }

.jb-trust-row {
  display: flex; gap: 28px; flex-wrap: wrap; margin-top: 44px;
  padding-top: 28px; border-top: 1px solid var(--line);
}
.jb-trust-item { display: flex; align-items: center; gap: 9px; font-size: 13.5px; color: var(--ink-soft); font-weight: 500; }
.jb-trust-item svg { width: 18px; height: 18px; color: var(--gold); flex-shrink: 0; }

/* --- Hero mini calculator card --- */
.jb-calc-preview {
  background: var(--paper-raised); border-radius: var(--radius-lg);
  border: 1px solid var(--line); box-shadow: var(--shadow-lg);
  padding: 30px; position: relative; overflow: hidden;
}
.jb-calc-preview::before {
  content: ''; position: absolute; top: -60px; right: -60px; width: 200px; height: 200px;
  background: radial-gradient(circle, var(--blue-pale) 0%, transparent 70%);
}
.jb-calc-head { display: flex; justify-content: space-between; align-items: center; margin-bottom: 22px; position: relative; }
.jb-calc-head span { font-size: 12.5px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; color: var(--blue-deep); }
.jb-calc-row { margin-bottom: 18px; position: relative; }
.jb-calc-row label { display: flex; justify-content: space-between; font-size: 13.5px; font-weight: 600; color: var(--ink-soft); margin-bottom: 8px; }
.jb-calc-row label b { color: var(--indigo); font-weight: 700; }
.jb-range {
  -webkit-appearance: none; width: 100%; height: 5px; border-radius: 99px;
  background: var(--blue-pale); outline: none;
}
.jb-range::-webkit-slider-thumb {
  -webkit-appearance: none; width: 20px; height: 20px; border-radius: 50%;
  background: var(--indigo); border: 3px solid #fff; box-shadow: 0 2px 8px rgba(51,27,199,0.4); cursor: pointer;
}
.jb-range::-moz-range-thumb {
  width: 20px; height: 20px; border-radius: 50%; background: var(--indigo);
  border: 3px solid #fff; box-shadow: 0 2px 8px rgba(51,27,199,0.4); cursor: pointer;
}
.jb-calc-result {
  margin-top: 22px; padding-top: 22px; border-top: 1px dashed var(--line-strong);
  display: flex; justify-content: space-between; align-items: flex-end;
}
.jb-calc-result-label { font-size: 12.5px; color: var(--ink-faint); font-weight: 600; text-transform: uppercase; letter-spacing: 0.05em; }
.jb-calc-result-value { font-family: 'Archivo', sans-serif; font-size: 32px; font-weight: 700; color: var(--indigo); }

/* --- Signature divider: amortization line motif --- */
.jb-curve-divider { width: 100%; display: block; margin: 8px 0; }
.jb-curve-divider path { stroke-dasharray: 1400; stroke-dashoffset: 1400; animation: jb-draw 2.2s var(--ease) forwards; }
@keyframes jb-draw { to { stroke-dashoffset: 0; } }
@media (prefers-reduced-motion: reduce) {
  .jb-curve-divider path { animation: none; stroke-dashoffset: 0; }
}

/* --- Section headers --- */
.jb-section-head { max-width: 640px; margin-bottom: 52px; }
.jb-section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.jb-section-head h2 { font-size: clamp(28px, 3.4vw, 40px); margin-bottom: 16px; }

/* --- Service cards (4 Finanzierungsarten) --- */
.jb-services-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
@media (max-width: 960px) { .jb-services-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .jb-services-grid { grid-template-columns: 1fr; } }

.jb-service-card {
  background: var(--paper-raised); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px 26px; transition: all 0.3s var(--ease); position: relative; overflow: hidden;
}
.jb-service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: var(--line-strong); }
.jb-service-icon {
  width: 48px; height: 48px; border-radius: 12px; background: var(--indigo-pale);
  display: flex; align-items: center; justify-content: center; margin-bottom: 20px;
}
.jb-service-icon svg { width: 24px; height: 24px; color: var(--indigo); }
.jb-service-card h3 { font-size: 19px; margin-bottom: 10px; }
.jb-service-card p { font-size: 14.5px; color: var(--ink-soft); line-height: 1.6; margin-bottom: 18px; }
.jb-service-link { font-size: 13.5px; font-weight: 700; color: var(--blue-deep); display: inline-flex; align-items: center; gap: 6px; }
.jb-service-link svg { width: 14px; height: 14px; transition: transform 0.2s var(--ease); }
.jb-service-card:hover .jb-service-link svg { transform: translateX(3px); }

/* --- Split section (About / Institutional) --- */
.jb-split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
@media (max-width: 900px) { .jb-split { grid-template-columns: 1fr; gap: 36px; } }
.jb-split.reverse .jb-split-media { order: 2; }
@media (max-width: 900px) { .jb-split.reverse .jb-split-media { order: 0; } }

.jb-split-media { position: relative; }
.jb-partner-photos { display: flex; gap: 16px; }
.jb-partner-card {
  flex: 1; background: var(--paper-raised); border-radius: var(--radius); overflow: hidden;
  border: 1px solid var(--line); box-shadow: var(--shadow);
}
.jb-partner-photo {
  aspect-ratio: 4/5; background: linear-gradient(155deg, var(--indigo-pale), var(--blue-pale));
  display: flex; align-items: center; justify-content: center; color: var(--ink-faint); font-size: 12.5px; text-align: center; padding: 16px;
}
.jb-partner-photo img, .jb-partner-full-photo img {
  width: 100%; height: 100%; object-fit: cover; object-position: center 18%; display: block; padding: 0;
}
.jb-partner-info { padding: 16px 18px; }
.jb-partner-info strong { display: block; font-family: 'Archivo', sans-serif; font-size: 16px; margin-bottom: 3px; }
.jb-partner-info span { font-size: 12.5px; color: var(--blue-deep); font-weight: 600; }

/* --- Dark band (Institutional Investors) --- */
.jb-band-dark {
  background: var(--ink); color: #fff; border-radius: var(--radius-lg);
  padding: 56px; position: relative; overflow: hidden;
}
.jb-band-dark h2, .jb-band-dark .jb-eyebrow { color: #fff; }
.jb-band-dark .jb-eyebrow { color: var(--gold-soft); }
.jb-band-dark p { color: rgba(255,255,255,0.72); }
.jb-band-dark::after {
  content: ''; position: absolute; bottom: -80px; right: -80px; width: 280px; height: 280px;
  background: radial-gradient(circle, rgba(51,27,199,0.5), transparent 70%);
}
@media (max-width: 720px) { .jb-band-dark { padding: 36px 24px; } }

.jb-tag-list { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.jb-tag { border: 1px solid rgba(255,255,255,0.22); border-radius: 999px; padding: 8px 16px; font-size: 13px; font-weight: 500; }

/* --- FAQ Accordion --- */
.jb-faq-item { border-bottom: 1px solid var(--line); }
.jb-faq-q {
  width: 100%; display: flex; justify-content: space-between; align-items: center;
  padding: 22px 4px; text-align: left; font-size: 16.5px; font-weight: 600; color: var(--ink);
}
.jb-faq-q svg { width: 18px; height: 18px; color: var(--indigo); flex-shrink: 0; transition: transform 0.3s var(--ease); margin-left: 20px; }
.jb-faq-item.open .jb-faq-q svg { transform: rotate(45deg); }
.jb-faq-a {
  max-height: 0; overflow: hidden; transition: max-height 0.35s var(--ease);
}
.jb-faq-item.open .jb-faq-a { max-height: 260px; }
.jb-faq-a p { padding: 0 4px 24px; color: var(--ink-soft); font-size: 15px; line-height: 1.7; max-width: 680px; }

/* --- Contact band --- */
.jb-contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; }
@media (max-width: 900px) { .jb-contact-grid { grid-template-columns: 1fr; gap: 36px; } }
.jb-contact-channels { display: flex; flex-direction: column; gap: 14px; margin-top: 28px; }
.jb-channel {
  display: flex; align-items: center; gap: 14px; padding: 16px 18px;
  background: var(--paper-raised); border: 1px solid var(--line); border-radius: var(--radius);
  transition: all 0.2s var(--ease);
}
.jb-channel:hover { border-color: var(--indigo); box-shadow: var(--shadow); }
.jb-channel-icon {
  width: 40px; height: 40px; border-radius: 10px; background: var(--indigo-pale);
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.jb-channel-icon svg { width: 20px; height: 20px; color: var(--indigo); }
.jb-channel strong { display: block; font-size: 14.5px; }
.jb-channel span { font-size: 13px; color: var(--ink-soft); }

.jb-form { display: flex; flex-direction: column; gap: 16px; }
.jb-hp-field {
  position: absolute !important; width: 1px; height: 1px; overflow: hidden;
  clip: rect(0 0 0 0); white-space: nowrap; margin: -1px; padding: 0; border: 0;
}
.jb-form-status {
  display: none; font-size: 13.5px; line-height: 1.5; padding: 12px 16px; border-radius: var(--radius);
}
.jb-form-status.visible { display: block; }
.jb-form-status.is-sending { background: var(--paper); color: var(--ink-soft); }
.jb-form-status.is-success { background: var(--success-bg); color: var(--success); border: 1px solid var(--success); }
.jb-form-status.is-error { background: var(--danger-bg); color: var(--danger); border: 1px solid var(--danger); }

/* --- Calendly-Einbettung --- */
.jb-calendly-wrap {
  background: var(--paper-raised); border: 1px solid var(--line); border-radius: var(--radius-lg);
  box-shadow: var(--shadow); padding: 4px; overflow: hidden;
}
.jb-calendly-consent {
  padding: 56px 32px; text-align: center; display: flex; flex-direction: column; align-items: center; gap: 16px;
}
.jb-calendly-consent svg { width: 32px; height: 32px; color: var(--indigo); }
.jb-calendly-consent p { max-width: 480px; font-size: 14px; color: var(--ink-soft); line-height: 1.6; }
.jb-field label { display: block; font-size: 13px; font-weight: 600; color: var(--ink-soft); margin-bottom: 7px; }
.jb-field input, .jb-field select, .jb-field textarea {
  width: 100%; padding: 13px 16px; border: 1.5px solid var(--line-strong); border-radius: var(--radius-sm);
  font-family: inherit; font-size: 14.5px; color: var(--ink); background: var(--paper-raised);
  transition: border-color 0.2s var(--ease);
}
.jb-field input:focus, .jb-field select:focus, .jb-field textarea:focus {
  outline: none; border-color: var(--indigo); box-shadow: 0 0 0 3px var(--indigo-pale);
}
.jb-field textarea { resize: vertical; min-height: 100px; }
.jb-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 540px) { .jb-form-row { grid-template-columns: 1fr; } }
.jb-consent { display: flex; align-items: flex-start; gap: 10px; font-size: 12.5px; color: var(--ink-faint); line-height: 1.5; }
.jb-consent input { margin-top: 3px; width: auto; }

/* --- Footer --- */
.jb-footer { background: var(--ink); color: rgba(255,255,255,0.65); padding: 64px 0 28px; }
.jb-footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 48px; }
@media (max-width: 800px) { .jb-footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 500px) { .jb-footer-grid { grid-template-columns: 1fr; } }
.jb-footer h4 { color: #fff; font-family: 'Inter', sans-serif; font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em; margin-bottom: 18px; }
.jb-footer ul { list-style: none; display: flex; flex-direction: column; gap: 11px; }
.jb-footer a:hover { color: #fff; }
.jb-footer-bottom {
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  padding-top: 28px; border-top: 1px solid rgba(255,255,255,0.12); font-size: 13px;
}
.jb-footer-bottom a { color: rgba(255,255,255,0.65); }
.jb-footer-legal-links { display: flex; gap: 20px; flex-wrap: wrap; }

/* --- Reveal on scroll --- */
.jb-reveal { opacity: 0; transform: translateY(18px); transition: all 0.7s var(--ease); }
.jb-reveal.in { opacity: 1; transform: translateY(0); }

/* ============================================================
   RECHNER — Finanzierungscheck (rechner.html)
   ============================================================ */

.jb-tool-wrap { max-width: 860px; margin: 0 auto; padding: 48px 20px 100px; }

.jb-tool-head { text-align: center; margin-bottom: 32px; }
.jb-tool-head h1 { font-size: clamp(26px, 4.4vw, 38px); margin-bottom: 12px; }
.jb-tool-head p { color: var(--ink-soft); max-width: 540px; margin: 0 auto; font-size: 15.5px; line-height: 1.6; }

/* --- Progress --- */
.jb-progress-wrap {
  background: var(--paper-raised); border-radius: var(--radius); padding: 20px 26px;
  box-shadow: var(--shadow); margin-bottom: 26px; border: 1px solid var(--line);
}
.jb-progress-labels { display: flex; justify-content: space-between; margin-bottom: 11px; flex-wrap: wrap; gap: 4px; }
.jb-prog-label { font-size: 10.5px; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase; color: var(--ink-faint); transition: var(--transition); }
.jb-prog-label.active { color: var(--indigo); }
.jb-prog-label.done { color: var(--blue-deep); }
.jb-progress-bar-bg { height: 5px; background: var(--indigo-pale); border-radius: 99px; overflow: hidden; }
.jb-progress-bar-fill { height: 100%; background: linear-gradient(90deg, var(--indigo), var(--blue)); border-radius: 99px; width: 5%; transition: width 0.5s var(--ease); }
.jb-step-text { display: block; text-align: center; margin-top: 12px; font-size: 12.5px; color: var(--ink-faint); font-weight: 600; }

/* --- Card --- */
.jb-tool-card {
  background: var(--paper-raised); border-radius: var(--radius-lg); border: 1px solid var(--line);
  box-shadow: var(--shadow-lg); padding: 40px;
}
@media (max-width: 640px) { .jb-tool-card { padding: 26px 20px; } }

.jb-tool-step { display: none; }
.jb-tool-step.active { display: block; animation: jb-fade-in 0.4s var(--ease); }
@keyframes jb-fade-in { from { opacity:0; transform: translateY(8px);} to {opacity:1; transform:translateY(0);} }

.jb-step-title { font-size: 22px; margin-bottom: 8px; }
.jb-step-desc { color: var(--ink-soft); font-size: 14.5px; margin-bottom: 28px; }

/* --- Type cards (Schritt 1) --- */
.jb-type-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 560px) { .jb-type-grid { grid-template-columns: 1fr; } }
.jb-type-card {
  border: 1.5px solid var(--line-strong); border-radius: var(--radius); padding: 22px;
  cursor: pointer; transition: all 0.2s var(--ease); text-align: left; background: var(--paper-raised);
}
.jb-type-card:hover { border-color: var(--indigo); box-shadow: var(--shadow); transform: translateY(-2px); }
.jb-type-card:focus-visible { outline: 2px solid var(--indigo); outline-offset: 2px; }
.jb-type-card.selected { border-color: var(--indigo); background: var(--indigo-pale); }
.jb-type-icon { width: 40px; height: 40px; border-radius: 10px; background: var(--indigo-pale); display: flex; align-items: center; justify-content: center; margin-bottom: 14px; }
.jb-type-card.selected .jb-type-icon { background: var(--indigo); }
.jb-type-icon svg { width: 20px; height: 20px; color: var(--indigo); }
.jb-type-card.selected .jb-type-icon svg { color: #fff; }
.jb-type-card h3 { font-size: 16.5px; margin-bottom: 5px; }
.jb-type-card p { font-size: 13px; color: var(--ink-soft); line-height: 1.5; }

/* --- Segmented sub-toggle (z.B. Kauf / Neubau) --- */
.jb-segmented { display: inline-flex; border: 1.5px solid var(--line-strong); border-radius: 999px; padding: 3px; margin-bottom: 24px; }
.jb-segmented button { padding: 9px 18px; border-radius: 999px; font-size: 13.5px; font-weight: 600; color: var(--ink-soft); transition: all 0.2s var(--ease); }
.jb-segmented button.active { background: var(--indigo); color: #fff; }

/* --- Dynamic field grid --- */
.jb-fields-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 560px) { .jb-fields-grid { grid-template-columns: 1fr; } }
.jb-field-label { display: block; font-size: 13.5px; font-weight: 600; color: var(--ink-soft); margin-bottom: 8px; }
.jb-field-label span { font-weight: 400; color: var(--ink-faint); }
.jb-input-wrap { position: relative; }
.jb-input, .jb-select {
  width: 100%; padding: 13px 16px; border: 1.5px solid var(--line-strong); border-radius: var(--radius-sm);
  font-family: inherit; font-size: 15px; color: var(--ink); background: var(--paper-raised); transition: border-color 0.2s var(--ease);
}
.jb-input:focus, .jb-select:focus { outline: none; border-color: var(--indigo); box-shadow: 0 0 0 3px var(--indigo-pale); }
.jb-input.no-prefix { padding-left: 16px; }
.jb-input:not(.no-prefix) { padding-left: 32px; }
.jb-input.has-suffix { padding-right: 34px; }
.jb-input-prefix, .jb-input-suffix {
  position: absolute; top: 50%; transform: translateY(-50%); font-size: 14.5px; color: var(--ink-faint); pointer-events: none;
}
.jb-input-prefix { left: 14px; }
.jb-input-suffix { right: 14px; }
.jb-field-error { display: none; font-size: 12.5px; color: var(--danger); margin-top: 6px; }
.jb-field.has-error .jb-input, .jb-field.has-error .jb-select { border-color: var(--danger); }
.jb-field.has-error .jb-field-error { display: block; }

/* --- Sliders --- */
.jb-slider-block { margin-bottom: 28px; }
.jb-slider-top { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 12px; }
.jb-slider-top label { font-size: 14.5px; font-weight: 600; color: var(--ink); }
.jb-slider-value { font-family: 'Archivo', sans-serif; font-size: 19px; font-weight: 700; color: var(--indigo); transition: transform 0.15s; }
.jb-slider-value.highlight { transform: scale(1.12); }
.jb-slider-track { position: relative; height: 6px; }
.jb-slider-fill { position: absolute; left:0; top:0; height: 6px; border-radius: 99px; background: linear-gradient(90deg, var(--indigo), var(--blue)); pointer-events: none; }
.jb-range {
  -webkit-appearance: none; width: 100%; height: 6px; border-radius: 99px; background: var(--indigo-pale);
  position: relative; z-index: 2; outline: none; margin: 0;
}
.jb-range::-webkit-slider-thumb {
  -webkit-appearance: none; width: 22px; height: 22px; border-radius: 50%; background: var(--paper-raised);
  border: 3px solid var(--indigo); box-shadow: 0 2px 8px rgba(51,27,199,0.35); cursor: pointer; margin-top: -8px;
}
.jb-range::-moz-range-thumb { width: 22px; height: 22px; border-radius: 50%; background: var(--paper-raised); border: 3px solid var(--indigo); box-shadow: 0 2px 8px rgba(51,27,199,0.35); cursor: pointer; }
.jb-range:focus-visible::-webkit-slider-thumb { outline: 2px solid var(--gold); outline-offset: 2px; }
.jb-slider-hint { font-size: 12px; color: var(--ink-faint); margin-top: 8px; }

.jb-live-preview {
  display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 8px;
  background: var(--paper); border-radius: var(--radius); padding: 20px; border: 1px solid var(--line);
}
.jb-live-preview-item { text-align: center; }
.jb-live-preview-label { font-size: 11.5px; color: var(--ink-faint); text-transform: uppercase; letter-spacing: 0.05em; font-weight: 700; margin-bottom: 6px; }
.jb-live-preview-value { font-family: 'Archivo', sans-serif; font-size: 24px; font-weight: 700; color: var(--ink); }

/* --- Static info note (Endfällig, Disclaimer, etc.) --- */
.jb-info-note {
  display: flex; gap: 12px; background: var(--gold-soft); border: 1px solid rgba(182,144,44,0.3);
  border-radius: var(--radius-sm); padding: 14px 16px; font-size: 13.5px; color: #5c4718; line-height: 1.55; margin-bottom: 24px;
}
.jb-info-note svg { width: 18px; height: 18px; flex-shrink: 0; margin-top: 1px; color: var(--gold); }

/* --- Step nav buttons --- */
.jb-step-nav { display: flex; justify-content: space-between; margin-top: 32px; gap: 12px; }

/* --- Loading --- */
.jb-loading { display: none; text-align: center; padding: 100px 20px; }
.jb-loading.active { display: block; }
.jb-loading-spinner {
  width: 46px; height: 46px; border-radius: 50%; border: 3px solid var(--indigo-pale);
  border-top-color: var(--indigo); margin: 0 auto 22px; animation: jb-spin 0.8s linear infinite;
}
@keyframes jb-spin { to { transform: rotate(360deg); } }
.jb-loading-text { color: var(--ink-soft); font-size: 15px; }

/* --- Results --- */
.jb-results { display: none; }
.jb-results.active { display: block; animation: jb-fade-in 0.5s var(--ease); }

.jb-result-badge {
  display: inline-flex; align-items: center; gap: 9px; padding: 9px 18px; border-radius: 999px;
  font-size: 13.5px; font-weight: 700; margin-bottom: 20px;
}
.jb-result-badge.green  { background: var(--success-bg); color: var(--success); }
.jb-result-badge.yellow { background: var(--warning-bg); color: var(--warning); }
.jb-result-badge.orange { background: var(--danger-bg);  color: var(--danger); }
.jb-result-badge svg { width: 16px; height: 16px; }

.jb-kpi-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 14px; margin-bottom: 32px; }
@media (max-width: 720px) { .jb-kpi-grid { grid-template-columns: repeat(2,1fr); } }
.jb-kpi-card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; }
.jb-kpi-label { font-size: 11.5px; color: var(--ink-faint); text-transform: uppercase; letter-spacing: 0.04em; font-weight: 700; margin-bottom: 8px; }
.jb-kpi-value { font-family: 'Archivo', sans-serif; font-size: 22px; font-weight: 700; color: var(--ink); }

.jb-result-block { margin-bottom: 36px; }
.jb-result-block h3 { font-size: 18px; margin-bottom: 16px; }

/* Gauge (Belastungs-/LTV-Skala) */
.jb-gauge { position: relative; height: 10px; border-radius: 99px; background: linear-gradient(90deg, var(--success) 0%, var(--warning) 55%, var(--danger) 100%); margin: 20px 0 10px; }
.jb-gauge-needle { position: absolute; top: -6px; width: 3px; height: 22px; background: var(--ink); border-radius: 2px; transition: left 1s var(--ease); }
.jb-gauge-labels { display: flex; justify-content: space-between; font-size: 11.5px; color: var(--ink-faint); }

.jb-bar-row { margin-bottom: 18px; }
.jb-bar-row-top { display: flex; justify-content: space-between; font-size: 13.5px; font-weight: 600; margin-bottom: 8px; }
.jb-bar-track { height: 10px; background: var(--indigo-pale); border-radius: 99px; overflow: hidden; }
.jb-bar-fill { height: 100%; width: 0; border-radius: 99px; transition: width 1s var(--ease); }

/* Tilgungsplan-Tabelle */
.jb-table-toggle { display: flex; gap: 8px; margin-bottom: 14px; }
.jb-toggle-btn { padding: 8px 16px; border-radius: 999px; font-size: 13px; font-weight: 600; border: 1.5px solid var(--line-strong); color: var(--ink-soft); }
.jb-toggle-btn.active { background: var(--indigo); color: #fff; border-color: var(--indigo); }
.jb-table-scroll { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-sm); }
.jb-tilgung-table { width: 100%; border-collapse: collapse; font-size: 13.5px; min-width: 480px; }
.jb-tilgung-table th { text-align: right; padding: 12px 14px; background: var(--paper); font-size: 11.5px; text-transform: uppercase; letter-spacing: 0.04em; color: var(--ink-faint); border-bottom: 1px solid var(--line); }
.jb-tilgung-table th:first-child, .jb-tilgung-table td:first-child { text-align: left; }
.jb-tilgung-table td { text-align: right; padding: 10px 14px; border-bottom: 1px solid var(--line); font-variant-numeric: tabular-nums; }
.jb-tilgung-table tr.highlight-row { background: var(--paper); font-weight: 600; }
.jb-tilgung-table .zins-cell { color: var(--ink-faint); }
.jb-tilgung-table .tilg-cell { color: var(--success); }
.jb-table-more { text-align: center; margin-top: 14px; }

/* Insights */
.jb-insights-list { display: flex; flex-direction: column; gap: 14px; }
.jb-insight-item { display: flex; gap: 12px; padding: 16px 18px; background: var(--paper); border-radius: var(--radius-sm); border: 1px solid var(--line); }
.jb-insight-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--gold); margin-top: 7px; flex-shrink: 0; }
.jb-insight-text { font-size: 14px; color: var(--ink-soft); line-height: 1.6; }

/* Results CTA band */
.jb-results-cta {
  background: var(--ink); border-radius: var(--radius-lg); padding: 34px; text-align: center; margin-top: 12px;
}
.jb-results-cta h3 { color: #fff; font-size: 20px; margin-bottom: 8px; }
.jb-results-cta p { color: rgba(255,255,255,0.7); font-size: 14.5px; margin-bottom: 22px; max-width: 440px; margin-left:auto; margin-right:auto; }
.jb-results-cta-actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

.jb-restart-link { display: block; text-align: center; margin-top: 22px; font-size: 13.5px; color: var(--ink-faint); text-decoration: underline; }

/* ============================================================
   LEISTUNGSSEITEN (baufinanzierung.html etc.)
   ============================================================ */

/* --- Nummerierte Prozess-Schritte --- */
.jb-process-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; position: relative; }
@media (max-width: 900px) { .jb-process-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .jb-process-grid { grid-template-columns: 1fr; } }
.jb-process-step { position: relative; }
.jb-process-num {
  width: 42px; height: 42px; border-radius: 50%; background: var(--indigo); color: #fff;
  display: flex; align-items: center; justify-content: center; font-family: 'Archivo', sans-serif;
  font-weight: 700; font-size: 17px; margin-bottom: 16px;
}
.jb-process-step h3 { font-size: 16.5px; margin-bottom: 8px; }
.jb-process-step p { font-size: 13.5px; color: var(--ink-soft); line-height: 1.6; }

/* --- Checkliste ("Geeignet für / Das prüfen wir") --- */
.jb-check-list { display: grid; grid-template-columns: 1fr 1fr; gap: 14px 28px; }
@media (max-width: 640px) { .jb-check-list { grid-template-columns: 1fr; } }
.jb-check-item { display: flex; align-items: flex-start; gap: 12px; font-size: 15px; color: var(--ink); line-height: 1.5; }
.jb-check-item svg { width: 20px; height: 20px; color: var(--success); flex-shrink: 0; margin-top: 1px; }

/* --- Cross-Links zu anderen Leistungen --- */
.jb-crosslink-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
@media (max-width: 780px) { .jb-crosslink-grid { grid-template-columns: 1fr; } }
.jb-crosslink-card {
  display: flex; align-items: center; justify-content: space-between; gap: 14px;
  padding: 20px 22px; background: var(--paper-raised); border: 1px solid var(--line); border-radius: var(--radius);
  transition: all 0.2s var(--ease);
}
.jb-crosslink-card:hover { border-color: var(--indigo); box-shadow: var(--shadow); transform: translateY(-2px); }
.jb-crosslink-card strong { display: block; font-size: 15px; margin-bottom: 3px; }
.jb-crosslink-card span { font-size: 12.5px; color: var(--ink-faint); }
.jb-crosslink-card svg { width: 18px; height: 18px; color: var(--indigo); flex-shrink: 0; }

/* --- CTA-Streifen am Seitenende --- */
.jb-cta-strip {
  background: linear-gradient(135deg, var(--indigo), var(--blue-deep)); border-radius: var(--radius-lg);
  padding: 52px; text-align: center; color: #fff;
}
.jb-cta-strip h2 { color: #fff; font-size: clamp(24px, 3vw, 32px); margin-bottom: 12px; }
.jb-cta-strip p { color: rgba(255,255,255,0.82); max-width: 480px; margin: 0 auto 26px; font-size: 15px; }
.jb-cta-strip .jb-btn-ghost { border-color: rgba(255,255,255,0.4); color: #fff; }
.jb-cta-strip .jb-btn-ghost:hover { border-color: #fff; }
@media (max-width: 640px) { .jb-cta-strip { padding: 34px 22px; } }

/* ============================================================
   ÜBER UNS — vollständige Partner-Profile
   ============================================================ */
.jb-partner-full-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
@media (max-width: 860px) { .jb-partner-full-grid { grid-template-columns: 1fr; } }
.jb-partner-full-card {
  background: var(--paper-raised); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 32px; box-shadow: var(--shadow);
}
.jb-partner-full-photo {
  width: 100%; aspect-ratio: 4/3; border-radius: var(--radius); margin-bottom: 22px; overflow: hidden;
  background: linear-gradient(135deg, var(--indigo-pale), var(--blue-pale));
  display: flex; align-items: center; justify-content: center;
  color: var(--indigo); font-size: 13px; font-weight: 600; text-align: center; padding: 20px;
}
.jb-partner-full-photo:has(img) { padding: 0; }
.jb-partner-full-card h3 { font-size: 22px; margin-bottom: 4px; }
.jb-partner-full-role { display: block; font-size: 13.5px; font-weight: 600; color: var(--blue-deep); margin-bottom: 16px; }
.jb-partner-full-card p { font-size: 14.5px; line-height: 1.7; color: var(--ink-soft); margin-bottom: 14px; }
.jb-partner-cred-list { list-style: none; padding: 0; margin: 18px 0 0; display: flex; flex-direction: column; gap: 9px; }
.jb-partner-cred-list li { display: flex; align-items: flex-start; gap: 10px; font-size: 13.5px; color: var(--ink); }
.jb-partner-cred-list svg { width: 17px; height: 17px; color: var(--gold); flex-shrink: 0; margin-top: 1px; }

/* --- Werte / Stats-Streifen --- */
.jb-values-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
@media (max-width: 860px) { .jb-values-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .jb-values-grid { grid-template-columns: 1fr; } }
.jb-value-item { padding: 8px; }
.jb-value-item svg { width: 30px; height: 30px; color: var(--indigo); margin: 0 auto 14px; }
.jb-value-item h4 { font-size: 16px; margin-bottom: 8px; }
.jb-value-item p { font-size: 13.5px; color: var(--ink-faint); line-height: 1.55; }

/* ============================================================
   INSTITUTIONELLE INVESTOREN — Benefit-Grid
   ============================================================ */
.jb-benefit-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 860px) { .jb-benefit-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .jb-benefit-grid { grid-template-columns: 1fr; } }
.jb-benefit-card {
  background: var(--paper-raised); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px 24px;
}
.jb-benefit-card svg { width: 24px; height: 24px; color: var(--indigo); margin-bottom: 14px; }
.jb-benefit-card h3 { font-size: 16px; margin-bottom: 8px; }
.jb-benefit-card p { font-size: 13.5px; color: var(--ink-faint); line-height: 1.6; }

.jb-segment-list { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 8px; }
.jb-segment-item {
  flex: 1 1 220px; display: flex; align-items: flex-start; gap: 12px;
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 18px 20px;
}
.jb-segment-item svg { width: 20px; height: 20px; color: var(--gold); flex-shrink: 0; margin-top: 2px; }
.jb-segment-item strong { display: block; font-size: 14.5px; margin-bottom: 3px; }
.jb-segment-item span { font-size: 12.5px; color: var(--ink-faint); line-height: 1.5; }

/* ============================================================
   RECHTLICHE SEITEN (Impressum / Datenschutz)
   ============================================================ */
.jb-legal-content { max-width: 760px; }
.jb-legal-content h2 { font-size: 22px; margin: 44px 0 14px; }
.jb-legal-content h2:first-child { margin-top: 0; }
.jb-legal-content h3 { font-size: 16.5px; margin: 26px 0 10px; }
.jb-legal-content p { font-size: 14.5px; line-height: 1.75; color: var(--ink-soft); margin-bottom: 14px; }
.jb-legal-content ul { margin: 0 0 14px; padding-left: 20px; }
.jb-legal-content li { font-size: 14.5px; line-height: 1.75; color: var(--ink-soft); margin-bottom: 6px; }
.jb-legal-content a { color: var(--blue-deep); font-weight: 600; }
.jb-legal-content strong { color: var(--ink); }
.jb-legal-box {
  background: var(--indigo-pale); border: 1px solid rgba(51,27,199,0.18); border-radius: var(--radius);
  padding: 20px 22px; margin-bottom: 14px;
}
.jb-legal-box p { margin-bottom: 6px; }
.jb-legal-box p:last-child { margin-bottom: 0; }
.jb-legal-note {
  background: var(--gold-soft); border: 1px solid rgba(182,144,44,0.35); border-radius: var(--radius);
  padding: 16px 20px; font-size: 13.5px; color: var(--ink); line-height: 1.6; margin-bottom: 20px;
}
.jb-legal-toc { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-bottom: 36px; padding: 0; list-style: none; }
.jb-legal-toc a { font-size: 13px; font-weight: 600; color: var(--blue-deep); }

/* ============================================================
   COOKIE-CONSENT-BANNER
   ============================================================ */
.jb-cookie-banner {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 999;
  background: var(--paper-raised); border-top: 1px solid var(--line); box-shadow: 0 -8px 30px rgba(16,17,42,0.12);
  padding: 22px 20px; animation: jbCookieUp 0.3s var(--ease);
}
@keyframes jbCookieUp { from { transform: translateY(100%); } to { transform: translateY(0); } }
.jb-cookie-inner { max-width: var(--container); margin: 0 auto; }
.jb-cookie-row { display: flex; align-items: flex-start; gap: 24px; flex-wrap: wrap; }
.jb-cookie-text { flex: 1 1 380px; }
.jb-cookie-text h3 { font-size: 15px; margin-bottom: 6px; }
.jb-cookie-text p { font-size: 13px; line-height: 1.6; color: var(--ink-soft); margin: 0; }
.jb-cookie-text a { color: var(--blue-deep); font-weight: 600; }
.jb-cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; align-items: center; flex: 0 0 auto; }
.jb-cookie-actions .jb-btn { padding: 10px 18px; font-size: 13.5px; }
.jb-cookie-settings-link { background: none; border: none; font-size: 13px; font-weight: 600; color: var(--ink-soft); text-decoration: underline; cursor: pointer; padding: 10px 4px; }
.jb-cookie-panel { display: none; margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line); }
.jb-cookie-panel.open { display: block; }
.jb-cookie-cat { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; padding: 12px 0; border-bottom: 1px solid var(--line); }
.jb-cookie-cat:last-child { border-bottom: none; }
.jb-cookie-cat-text strong { display: block; font-size: 13.5px; margin-bottom: 3px; }
.jb-cookie-cat-text span { font-size: 12.5px; color: var(--ink-faint); line-height: 1.5; }
.jb-cookie-switch { position: relative; flex-shrink: 0; width: 42px; height: 24px; margin-top: 2px; }
.jb-cookie-switch input { position: absolute; opacity: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.jb-cookie-switch-track {
  position: absolute; inset: 0; background: var(--ink-faint); border-radius: 999px; transition: background 0.2s var(--ease);
}
.jb-cookie-switch-track::after {
  content: ''; position: absolute; top: 3px; left: 3px; width: 18px; height: 18px; border-radius: 50%;
  background: #fff; transition: transform 0.2s var(--ease);
}
.jb-cookie-switch input:checked ~ .jb-cookie-switch-track { background: var(--indigo); }
.jb-cookie-switch input:checked ~ .jb-cookie-switch-track::after { transform: translateX(18px); }
.jb-cookie-switch input:disabled ~ .jb-cookie-switch-track { background: var(--success); opacity: 0.6; cursor: default; }
.jb-cookie-panel-actions { margin-top: 16px; display: flex; justify-content: flex-end; }
@media (max-width: 640px) {
  .jb-cookie-row { flex-direction: column; }
  .jb-cookie-actions { width: 100%; }
  .jb-cookie-actions .jb-btn, .jb-cookie-actions button { flex: 1 1 auto; }
}